Terms and Consitions

Ratnadeep Retail gift card is powered by Qwikcilver Solutions Private Limited.
The Gift Card/ e-Gift Card can be purchased for variable denomination up to Rs. 50,000.
Valid Gift Card/ e-Gift Card in its original form must be presented as a payment option at the time of making a purchase.
The e-Gift Card must be redeemed in full, partial redemption is NOT ALLOWED.
Ratnadeep Retail outlets are available only in Hyderabad, Secunderabad, Bangalore and Guntur
The E- Gift Card’s will carry a card number and a PIN, which will be used for redemption / validation of the card and the amount.
The Ratnadeep Retail E- Gift Card is a bearer's instrument hence no OTP will be sent to the customer at the time of redemption.
The Gift Card / e-Gift Card balance must be used within 365 days from the date of issue.
The balance amount left in Gift Card/ e-Gift Card cannot be transferred or redeemed for cash.
This Gift Card/ e-Gift Card is equivalent to cash hence bearer of the card must take good care of it
Qwikcilver, Ratnadeep Retail or their affiliates are not responsible if this Gift Card is lost, stolen, or destroyed or used without permission.
No refund, replacement or cash back would be considered against the Gift Card/ E-Gift Card.
Any defaced, spoiled or cancelled physical Gift Card is termed invalid and shall not be accepted.
Any dispute shall be referred to Ratnadeep Retail and the decision of the company will be final.
Subject to the foregoing, these terms and conditions shall be subject to the jurisdiction of courts at Secunderabad / Hyderabad, India.
Ratnadeep Retail reserves the entitlement to amend these terms and conditions from time to time.
SMS RSMBAL 16-digit card number to 9901772377 for balance enquiry, expiry status and reloading.

How To Redeem